THE Finbank vacation account is designed by the bank to offer credit facilities to senior professional staff of acceptable/reputable counterparties approved by the bank.
According to the bank, it is generally targeted at the upper and middle end of the retail market. The product is to enable customers meet their vacation/leisure needs.
The features/benefits of the product are that it is a hybrid of a current and savings account; opening balance is N2,000.00; minimum balance is N10,000.00 with free ATM cards.
Other features include group life insurance; access to loan facility; lodgment of financial instruments allowed as well as flash me cash membership.
The credit facility makes room for competitive interest rate; maximum tenor of six months; one month moratorium before repayment starts; repayable monthly, quarterly or lump sum repayment; amount available to the tune of two million; no hidden charges; 
30-50 per cent customer contribution and that the facility available only to defray cost of tickets, accommodation or guided tours/cruises.
On the other hand, the FinBank salary advance is a product intended to offer credit facilities to the mass market of the employees of acceptable/reputable counterparties approved by the Bank. It is generally targeted at the middle and lower end of the retail market. The product is to enable customers to meet their personal soft needs.
The features/benefits include up to 60 per cent of monthly net salary; minimum request of N10,000; one off application and approval; a clean up cycle of 30 days; as well as the fact that it allows customer to meet financial obligations in time.
Other benefits include easy to access; competitive interest rate; charges are calculated on the utilized amount as well as the fact that charges are calculated only for the number of days your account is in debit.